Financial Advisor St Neots - Mark Sutton Lighthouse Financial AdviceServices We Offer
Financial Advisor St Neots, Cambridgeshire – Mark Sutton Dip PFS CII (MP&ER)
With over 20 years of experience, I will advise on a broad range of financial services to ensure your needs are met. I look forward to dealing with your enquiry and thank you for visiting my site.
The Service Lighthouse offer
We act on your behalf and provide personal advice on a host of areas such as Savings, Investments, Pensions, Retirement Planning, Inheritance Planning, Mortgages, Equity Release, Protection and much more.
Investment and Savings
Most of us understand the need to invest today for the benefit of a financial worry-free future. With interest rates at an all-time low, where do you invest your money for growth or income? You may be considering how to invest your pension lump sum, a recent inheritance or reviewing your existing savings and investments. I can guide you through your different investment options with tax efficiency in mind to help you with your investment goals and strategies.
Pensions and Retirement
Pensions and retirement planning are becoming increasingly important as more of us reach retirement age and live longer. It is now more important than ever to make the right decisions with your retirement plans. Whether you have built up a number of pension plans over your lifetime and wonder if they are invested in the right place or you are looking to achieve an income from your pensions at retirement, I can help. I am able to provide advice in building your pension, pension reviews and consolidation, and taking your pension benefits at retirement.
Mortgages and Equity Release
Obtaining a mortgage is an important financial decision and it makes sense to use a qualified and experienced mortgage advisor. Being an independent mortgage advisor means I have access to the whole of the UK lending market whether you’re looking to move home, re-mortgage, buy to let or release capital from your property to support you in retirement. I will look after your application from the initial advice and recommendation, right through to completion.
Inheritance Tax Planning
Inheritance tax is payable on your estate when you die if the value of your estate exceeds a certain amount. Without proper planning people can end up leaving a substantial tax liability on their death. If it is important to you to reduce your inheritance tax liability and pass on more of your estate to your loved ones, please get in touch.
People at all stages of life can benefit from the peace of mind a life policy, a critical illness or an income protection policy can bring. I can advise you which cover is suitable and explain the benefits and extra options available so you can be sure you arrange the right policy for you.
- The value of your investments can go down as well as up, so you could get back less than you invested.
- Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.
- Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it.
- Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration.
- Equity release may not be right for everyone. It may affect your entitlement to state benefits and will reduce the value of your estate.
- Business buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.
Financial Advisor St Neots - Contact Us
Providing personal financial advice to help you prepare for a better future. Remember, getting in touch takes just seconds, and there are absolutely no obligations.
Mobile: 07795 568708
Office: 01480 718566